Terms and Conditions

1.1 Accessing, browsing, or by using or accessing Website or through alternative methods (including telephone, mail, or email). You hereby accept and agree to be bound by these Terms of Use and any other document, terms, or conditions that form part of the same, as may be amended, supplemented, modified, or added from time to time (these “Terms of Use”).

1.2 If you do not agree to these Terms of Use, you are not authorised to access or use our Website, and you are to cease accessing or otherwise using the Website.

1.3 5 Mins Loan has the right at any time to change or discontinue any aspect or feature of the Website and the right to modify these Terms of Use, or any other terms and conditions applicable Website’s Users, or any part thereof. Such changes, modification, additions or deletions shall be effective immediately upon posting on the Website. Any continued use by you of the Website or the use of the Services offered in or through the Website shall be deemed to constitute your acceptance of such changes.

1.4 Please also read our Privacy Policy which sets out how we collect and use your personal information.

2.1 You must comply with our policies and all applicable laws and regulatory requirements, including privacy laws and intellectual property laws in using or accessing the Website.

2.2 In consideration of you providing us with the information and data for purposes relevant to your use of the Website, we give you a personal, free to access and use our Website. This privilege is for the sole purpose of enabling you to use and enjoy the benefit of our Website as provided by us and in the manner as permitted by these terms.

2.3 This licence to use our Website will terminate if you do not comply with these terms or other additional terms or conditions imposed by us from time to time.

2.4 We reserve the right to withdraw or amend any Services that are provided on the Website without any notice.

3.1 We intend the Website to be used for the Services only. The use of the Website for any other purpose is strictly prohibited.

3.2. You are not allowed to use the Website for the following:

(i) publishing any Website material in any other media;

(ii) selling, sublicensing and/or otherwise commercialising any Website material;

(iii) publicly performing and/or showing any Website material;

(iv) using this Website in any way that is or may be damaging to this Website;

(v) using this Website in any way that impacts user access to this Website;

(vi) using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity;

(vii) engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website;

(viii) using this Website to engage in any advertising or marketing.

4.1 We may provide general information on the Website and do not purport to be a financial, legal, tax, or professional advisor. Nothing on the Platform shall be construed as financial, legal, or any other professional advice.

4.2 Any information provided by us is to be used at your own discretion and judgment. We strive to provide accurate information and unbiased opinions (if any) but we shall not be responsible in any way if any information is found to be inaccurate or contain any errors and/or omissions.

We reserve the right to modify, add, delete or move any information, content, material, and data on the Website at any time, without any prior notice to you.

6.1 We may use cookies and may also process information about you in accordance with our internal policy. By using the Platform, and accepting these Terms of Use, you consent to such processing and you warrant that all data provided by you is accurate.

6.2 For further information in this aspect, please refer to our privacy policy at [https://5mins.loan/privacy-policy/] (“Privacy Policy”) on how we collect, use, and disclose information collected and received from you. By contracting with us under these Terms of Use, you also agree to be bound by our said Privacy Policy (as may be supplemented, amended or revised from time to time) or any part thereof.

Other than the content you own, under these Terms, 5 Mins Loan owns all the intellectual property rights and materials contained in this Website.

You are granted limited licence only for purposes of viewing the material contained on this Website.

You hereby indemnify to the fullest extent 5 Mins Loan from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.

In no event shall 5 Mins Loan shall be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract. 5 Mins Loan shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Website.

These Terms constitute the entire agreement between 5 Mins Loan and you in relation to your use of this Website, and supersede all prior agreements and understandings.

If you have any questions about these terms and conditions, please contact us at [email protected].

Your use of the Website and any dispute arising out of such use of the same, the relationship between you and us and these Terms of Use are subject to the laws of Singapore without reference to its conflict of laws principles and that the courts of Singapore shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms of Use.  However, we retain the right to bring proceedings against you for breach of any of these Terms of Use in your country of residence or any other relevant country.