Singapore’s Fastest
Loan Matching Platform

Get Custom Loan Offers in 5 Minutes!

Get the best match of
Personal loan offers
within
5
Minutes!

*A $20,000 loan with a 5-year term, 6.95% APR, and $449 monthly payments would cost $26,940. However, your APR will be tailored to your specific needs. The minimum repayment period is 3 months, the maximum is 72 months, and highest allowed APR is 48%.

Get Instant Loan Offer!

Terms and Conditions

To preserve the confidentiality of all information you provide to us we maintain the following Privacy Principles.

By clicking "Submit" and providing your personal data, you consent to our loan providers contacting you via the telephone and email and permitting to do a search on the Credit Association Singapore (CAS) web portal for the loan application purpose.

Only 21 years old and above is eligible for loan application.

We only collect personal information that we believe to be relevant and required to understand your financial needs.

We will only use any information collected as minimally as possible, mainly to assist us in customising and delivering loan packages that are of interest to our customers.

We will not make unsolicited requests for customer information through email or the telephone, unless customers initiate contact with us.

We have established strict confidentiality standards for safeguarding information on our customers.

Our loan providers will not use or disclose information collected from you other than for the purpose made known to you, authorised by you or required by the Law.

Get the best match of
Personal loan offers
within
5
Minutes!

Get Instant Loan Offer!

Terms and Conditions

To preserve the confidentiality of all information you provide to us we maintain the following Privacy Principles.

By clicking "Submit" and providing your personal data, you consent to our loan providers contacting you via the telephone and email and permitting to do a search on the Credit Association Singapore (CAS) web portal for the loan application purpose.

Only 21 years old and above is eligible for loan application.

We only collect personal information that we believe to be relevant and required to understand your financial needs.

We will only use any information collected as minimally as possible, mainly to assist us in customising and delivering loan packages that are of interest to our customers.

We will not make unsolicited requests for customer information through email or the telephone, unless customers initiate contact with us.

We have established strict confidentiality standards for safeguarding information on our customers.

Our loan providers will not use or disclose information collected from you other than for the purpose made known to you, authorised by you or required by the Law.

*A $20,000 loan with a 5-year term, 6.95% APR, and $449 monthly payments would cost $26,940. However, your APR will be tailored to your specific needs. The minimum repayment period is 3 months, the maximum is 72 months, and highest allowed APR is 48%.

Qualify for an Instant Loan in 3 Easy Steps!

Fill Out One Simple Form

STEP 1

Start by completing our short application form with your details and loan request. It’s easy to use, you can complete it within minutes.

Get an Instant Loan Match

STEP 2

By using your details and loan request, we will match it with an ideal lender and receive competitive loan offer within 5 minutes

Receive Your
Fast Cash

STEP 3

When you’ve the best match for personal loan offers, be ready to visit the preferred lender’s office and get the money that you need.

No Fees

INVOLVED -IT’S FREE!

5Mins

LONG MATCHING PROCESS

Fast

LOAN OFFERS

About 5 Mins Loan

5 Mins Loan, we make it fast to match you with the best personal loan offer in Singapore. Our passion is aligning your details and loan requests to an ideal provider. We will provide competitive loan offers within 5 minutes.

Experience no hassle in getting a fast cash loan. We have the simplest platform and it’s free to use. No fees and obligations involved. You will simply get what your searching for – the right loan offer that matches your financial needs.

About 5 Mins Loan

5 Mins Loan, we make it fast to match you with the best personal loan offer in Singapore. Our passion is aligning your details and loan requests to an ideal provider. We will provide competitive loan offers within 5 minutes.

Experience no hassle in getting a fast cash loan. We have the simplest platform and it’s free to use. No fees and obligations involved. You will simply get what your searching for – the right loan offer that matches your financial needs.

5 Mins Loan App
5 Mins Loan App

FAQs

5mins loan faq

Prior to a loan application from a licensed money lender, there are various things that you need to consider. First, you may seek for other alternatives. For instance, you may ask for financial assistance from Government agencies.

Aside from looking for other options, you must take in mind that getting a loan is a legal obligation. You must fully understand the terms of the loan contract. Failure to make timely payment can incur late fees and interest rates. You may end into a huge financial problem if you cannot manage well your repayments. It may become a financial burden not just for you but also to your family.

Effective on 1st October 2015, a lender can charge a monthly interest rate not exceeding 4%. This rate is applicable to all types of income earners and loan types (secured or unsecured).

On the other hand, late interest rate of up to 4% is applied for each month of late repayment. Loan interest rate and late interest is computed based on the amount of principal remaining.

Effective on 1st October 2015, licensed moneylenders are only allowed to apply the following fees and charges:

  • Late repayment fee of up to $60 (for each month of late payment)
  • An administrative fee of up to 10% of the principal loan
  • Legal charges ordered by the court for moneylender’s successful claim for the loan recovery

Take note that the total charges which consist of interest, late fees and interests, and administrative fee must not exceed to the principal loan.

The best way to verify if a moneylender is a licensed one is by checking the list of Ministry of Law – Registry of Moneylenders. To see the list visit https://rom.mlaw.gov.sg.

Even if the lender is a licensed one, be aware of the following:

  • Using abusive language and behaving in a threatening manner with you
  • Asking your personal ID such as SingPass User ID and/or password
  • Keep your NRIC Card or other personal documents such as driver’s licence, work permit, passport, employment pass, or ATM Card.
  • Let you sign on a blank or incomplete Note of Contact
  • Granting the loan without providing you the Note of Contract for the loan or failed to fully explain the terms and conditions
  • Grant you the loan without following the right process (e.g. they may approve the loan via phone, SMS or email even without first receiving your application form and additional documents.)
  • For no reason, they withhold any part of your principal loan amount

Take in mind that those practices are unacceptable. If you have ever experienced them, please report them to the Registry of Moneylenders. Prior to reporting, please prepare the lender’s business name, licence number, and contact information.

Upon granting of the loan, you must come personally to the registered office address of the lender. The licensed moneylender will do the following:

  • Will conduct a face-to-face verification with the borrower’s identity against his original identity cards.
  • Explains well the Note of Contract of the loan based on the language that you understand.
  • Delivers the right principal amount of the loan, take note that a maximum of 10% principal loan will only be deducted as an upfront administrative fee.

As soon as you receive the loan, please be a responsible borrower and take note of the following:

  • Repay the loan on time to avoid the late fees and interests.
  • The moneylender must give you a dated and signed receipt for each repayment. Always check the receipt for your name, amount, date correctness.
  • Receive a copy of your statement of account from the lender at least once every 6 months. Again, check for the correctness of the information.
  • Always keep a copy of your statement of account and receipts. This will serve as documents and your payment’s evidence.

Fast & free loan matching platform.

5 MINUTES

to receive custom loan offers!

Fast & free loan matching platform.

5 MINS

to receive custom loan offers!